Roberta Carroll, RN, ARM, MBA, CPCU, CPHQ, CPHRM, LHRM, HEM, DFAHRM; Peggy Nakamura, RN, MBA, JD, CPHRM, DFASHRM -- Understand the difference in program/plan design necessitated by adopting an enterprise approach. Differentiate key stakeholders in conventional risk management and ERM. Clearly identify roles and responsibilities for an ERM program.